Scottish fintech sector report
Edinburgh is one of Europe's older financial centres and Glasgow's banks and insurers are big employers, so Scottish fintech is about payments, lending, wealth and regulation technology built close to the customers it serves.
Key findings
- 11 Scottish-registered companies on record in fintech, led by Edinburgh (7) and Glasgow (2).
- Of the 1 company with accounts at Companies House, Profylr leads on both staff (6) and net assets (£114k).
- 9 funding rounds on record, £28.1m disclosed; the 5 rounds in the last twelve months brought in £12.2m.
- The largest disclosed round is Aveni raises £12m (31 Jul 2026).
- The most recent: Verifoxx wins £50k grant.
Funding by month
Disclosed rounds, last twelve months; bar height is on a square-root scale so small rounds stay visible · Scottish fintech funding this month
Top companies
| Company | Raised |
|---|---|
| Recast | £3.9m |
| ESG360° | £1m |
| Profylr | £50k |
Also on record, no figures yet: FinTech Scotland, LendingCrowd, Beeks Financial Cloud, FreeAgent, Lloyds Banking Group, Exizent, Paysend, Love Electric.
Ranked by money raised on record.
Where they are
People in the news
In the news
Free sample: the 11 companies above, with their rounds, roles and filed accounts. The full dataset is available: ask us.Download sample CSV
Cite this: ayeoh, “Scottish fintech sector report”, data to 31 Oct 2026, https://ayeoh.io/sectors/fintech. Free to quote with a link.
Sources: Companies House filings, funding announcements and company boards read by ayeoh, and the Scottish tech press. Money is the disclosed amount only; a round with no stated figure counts as a round, not as money. Data to 31 Oct 2026.
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