Company · Edinburgh

The Idco.

The Idco. is a business software developer based in Edinburgh, incorporated in Scotland in 2011 (SC400459).

What they do

“We build solutions that create frictionless financial experiences, breaking down barriers & creating trust with bank data online. Bank Data, Open Banking.”

In its own words, on theidco.com

In plain speak

They build systems that make it easier for people to share their bank information online safely and securely.

Ayeoh Overview

The Idco. is a business software developer based in Edinburgh. (Companies House, ayeoh's record) It was incorporated in Scotland on 27 May 2011 as company SC400459. It was earlier called MIICARD LIMITED and BAMN TECHNOLOGIES LIMITED. (Companies House) Its website says: “We build solutions that create frictionless financial experiences, breaking down barriers & creating trust with bank data online. Bank Data, Open Banking.” (theidco.com)

Companies House lists 2 active officers, among them Yick Gee Philea Chim (director, since Oct 2021) and Nimeshh Bharat Kumar Patel (director, since Oct 2025). (Companies House, profile card) Its latest filed accounts, for the year to 30 Jun 2025, show 29 employees on average. (Companies House, Financials)

Financials

Employees: 29 on average (30 Jun 2025), down 26% on 39 a year earlier

Next accounts due 30 Sep 2027.

1 charge registered at Companies House as outstanding: security over the company's assets for borrowing or another obligation, per the 1 Oct 2026 register snapshot. See the charges

From the accounts made up to 30 Jun 2025, small-company accounts, as tagged in the filing. Small companies file a balance sheet and often no turnover or profit. The filings at Companies House

Accounts, year by year

Year end	Staff
30 Jun 2025	29
30 Jun 2024	39

Only the figures each year's filed accounts tag; a blank is a figure the company did not file. The filings at Companies House

Timeline

28 Oct 2025directorNimeshh Bharat Kumar Patel appointed Director
30 Jun 2025accountsAccounts year end
30 Jun 2024accountsAccounts year end
20 Oct 2021directorYick Gee Philea Chim appointed Director
27 May 2011incorporatedThe Idco. incorporated as SC400459

Register facts, funding, grants and the latest news, each linked or sourced. The data file holds the register facts, funding and grants only.

Use this data

Download everything ayeoh holds on The Idco., free: CSV · JSON-LD. Every row carries its source and date.

Record completeness 64 of 100; not yet held: three years of accounts, turnover, news coverage, funding rounds.

Licence: free to read and cite with a link to ayeoh.io; bulk, API or commercial reuse needs an ayeoh licence. Cite as: ayeoh.io, “The Idco.”, ayeoh.io/c/the-idco, accessed 10 Nov 2026.

How it compares

Employees 29 on average: joint 52nd of 4,480 software firms with filed accounts on ayeoh's record, largest first.
Incorporated 27 May 2011: 1,503rd of 8,993 software firms, oldest first.
Employees 29 on average: 23rd of 1,003 edinburgh software firms with filed accounts on ayeoh's record, largest first.
Incorporated 27 May 2011: 294th of 2,132 edinburgh software firms, oldest first.

Ranked by ayeoh from the accounts of every Scottish software firm whose filings it holds, as of 2026-11-08. Only figures the accounts tag; a rank, not a judgement.